Will your health care costs rise under Pres. Obama's new law?
In some states, health care costs are increasing, in spite of new laws aimed at cutting costs.
Democratic candidates up for election are spending three times more advertising against President Obama's health care law than they are for it.
The president told Americans over and over again during the heated health care debate reform would mean lower health care costs. But so far, the opposite is happening.
Let's start with California, where regulators have now cleared all four of the state's major insurers for rate hikes. These four companies control 90 percent of California's individual health insurance policies.
The Los Angeles Times reports that Aetna was the last company to be approved, with rate hikes averaging 19 percent.
The company is defending the rate, saying they're necessary to keep up with rising health care costs – like hospital care, prescription drugs and doctor's visits.
They say the maximum increase for some of its members will be 30 percent. Thirty percent! Some policy holders are rightfully worried that they soon won't be able to afford health insurance.
Meanwhile, in Connecticut, regulators have approved rate hikes of more than 20 percent for the state's largest health insurer, Anthem Blue Cross and Blue Shield
The Hartford Courant reports increases will vary depending on the plan, but costs will go up due to rising medical costs and the benefits from health care reform. This includes things like covering young adults until they turn 26 and covering the full cost of preventive care like mammograms and colonoscopies.
These rate changes mostly affect new customers buying individual plans, not those who are already insured through an employer.
The real question is how much did your rates rise before Obamacare?
Context Context Context
No, the real question is how long will people continue to make excuses for this jerk in the white house!
Mine haven't changed yet, but will decrease in cost both for the premium and co-pay w/out a change in coverage next year.
I have no idea. My health has been screwed since 1965, when I had head and neck radiation 18 times for acne. It's been a long downhill ride, sometimes fast and sometimes chronic. Haha, I said chronic. ::D:
My regular insurance, that I used to pay for when I could work even part-time, was cancelled in 1991 after I had cancer for the nth time and was given two years to live. Ha ha.
My work-ability got smaller and smaller, and in 2003 I couldn't go on, and in 2004 I applied for disability. In 2006 I guess I won, and I got Medicare.
America has no more money. We can't afford me. I'm no-one. I'm being re-evaluated, and I'm pretty sure they will decide I should go do something useful and stop being a drag on the system. Bad me. ::(:
This will mean that I will lose the Medicare. Since I am uninsurable, I guess I would fall into that group that they don't seem to be funding and I can't afford anyway because I can't work. I guess that means that I will have to pay a penalty?
hm. No relief here, but no losses either. Had to take hubz to the er for another DENTAL infection. Now that he can't take cillins or keflex, all he can get is the expensive stuff. How's that going for you's guys that pay for it? Cuz we can't.
On the other hand, kids and i still have ndn health care all the way up in mcloud.
My adult son let himself slip out of ndn dental coverage and has to do the *get back in the system tribal dance* with wisdom teeth that are KILLING him.
Next?
Quote from: Mr T on September 20, 2010, 10:30:00 PM
America has no more money. We can't afford me. I'm no-one. I'm being re-evaluated, and I'm pretty sure they will decide I should go do something useful and stop being a drag on the system. Bad me. ::(:
This will mean that I will lose the Medicare. Since I am uninsurable, I guess I would fall into that group that they don't seem to be funding and I can't afford anyway because I can't work. I guess that means that I will have to pay a penalty?
No my dear, that means you can join the ranks of people on charity medical through OU. It is slow, and a day at the doctor is just that (well, a half day, anyway), and by the time you are approved for another 6 months it is almost time to renew your paperwork again, but at least if something needs to be done, you can get it done. :-\
Will I still have to pay the penalty, do you think? Darn these people.
Oh, Nanners, poor Hubz! I know how that feels. Ouch.
I know keeping ones' actual teeth is a big deal here in America, at least for now. Soon people won't be able to afford it, just like the giant vet bills they can no longer afford. Things that look like a moral imperative when you have credit cards kinda change when you have to pay cash. Especially when you have to choose between hip replacements for yourself, or for the dog!
I spent 30 years and many thousands of dollars trying to keep on top of the teeth situation. The radiation fried the capillaries that bring oxygen to the jaws, and turned my salivary glands to toast. The teeth never had a chance, but no-one knew that until the nineties, when they started heavy radiation for brain tumors and suddenly all the poor patients were losing their teeth horribly in the middle of a disastrous situation.
Nowadays they recommend that you have all of your teeth out before you begin the radiation, so everything can heal normally, which it won't if you don't. Sometimes it is horrible, being a people.
I had infections for decades. I almost didn't graduate from high school because I missed 37 days in junior year and 42 days senior year. I spent much time and money on the disaster, in the sixties and seventies and eighties and most of the nineties. When medical science caught up, and they said it was pointless, I was terrified/horrified/embarrassed/relieved. Very, very relieved.
It took two years for us to save up all of the money. First we bought the "new teeth", and then we finished saving for all the extractions. On March 1, 1998, we finally did the deed. I haven't had one day of infection in over 12 years.
Truly it is the best of times and the worst of times. While I hated having the darn things, I could eat again! Imagine a cheeseburger, without having to cut it into tiny pieces! I could smile and talk! No more pain, no more infections, no more nothing. Believe you me, the clean pain of 28 extractions was so so so much better than the pain before them. Plus, I haven't had to spend a penny on doctors and dentists and antibiotics. The best of times won. :smile:
oh, man. What you went through, T. CRAZY.
what's worse, is no one wants to take responsibility and care of the damage some "experimental treatment" caused.
GRRRR
I'm trying to get hubz to get on some kind of plan. some dental plan, but he keeps declining to do so. So he gets this big infection and off to the er.
and the longer he puts off his dentition the more i worry about his heart. :(
the one that's driving him nuts right now LOOKS like it would be a simple extraction. now the other one is broken off and needs oral surgery to remove the root.
...W O W ! ...
Did 'i' ever ::: ::O: :rolleyes: :confused: ::D:(http://baseballsnatcher.mlblogs.com/assets_c/2010/07/can%20of%20worms-thumb-300x454-2250191.jpg)
not the responses you were expecting, terry? I can't quote you on my fone. Whats got you confused?
Welcome to the ACTUAL state of health care in America, not just the POLITICAL state of health care in America. They are two very different things.
On the political side you have a lot of money circulating through rich thin healthy people who don't eat the food "products" produced by their companies. You have a lot of money circulating through insurance executives, who have great family coverage. All of the money passes at least twice through the congresspeople and the senators. Tons of the money went to the Wall Street dude who bet billions against the housing market of his own country and won big, and he purchased property in the Hamptons and tore down a 7,000 year old double-dune without applying for permits and erected a cement wall to keep the commoners away.
On the other side you have us. We see the "greatest health care in the world" but we don't have access. It isn't great if you are standing outside with your nose pressed to the window.
i like that nose pressed to the window analogy! That's exactly what it feels like. Sure would like to have some procedures done that the wealthy or well insured could have. The ndn health system is not concerned with my bladder or ute at this time. Pain control is a joke - i got tylenol for my toenail removal.
For mental health i could drive to shawnee once a week. Thankfully, i qualified for care at the central ok mental health center. Only NOW i want OFF the paxil and they bumped up my dose. I bet a 'rich or well insured' person could get what THEY want. Within medical reason, of COURSE! I mean, michael jackson flying through doctors MUST be an exception, right?
Sarah stopped in to say HIGH! & let "U" know she agrees withalluz... ::D:
Pressing your nose against the window is '1' thing - having it pushed into the window is another!
"snot" usually occurs - blood sometimes - but always anger!
(http://i.huffpost.com/gen/202928/thumbs/s-SARAH-PALIN-RNC-EXPENSES-large300.jpg)
What is her health plan? What would she do if she were President?
She would quit when crap hit the fan like she did as Governor ::;:
Quote from: Mr T on September 21, 2010, 09:04:56 AM
Will I still have to pay the penalty, do you think? Darn these people.
If you qualify financially for a charity medical program, I believe you get an automatic waiver along with it. I'm sure I'll be finding out eventually. Now, it's my understanding there may be another charity program at Baptist, but I am a firm believer in teaching hospitals like OU...yeah, sometimes you have to put up with a little humilty because so many people may be watching your surgery or whatever, but on the other hand, a teaching hospital has their finger on the pulse of new technologies.
I have been without healthcare for five years now, keep us posted on anything you discover!!!
I did go to OU School of Denistry about three months ago.
Either my dentist lied to me or they (OU) dentist which had oversight could not identify an alledged crack tooth in three places!!!
Time will tell but I'm not going back to the dentist that I believed lied his arse off.
Terry? Where did you go? Are you still searching for the Sarah Health Care Proposal? Surely she has some excellent ideas, right? ::D:
Quote from: Mr T on September 23, 2010, 10:51:49 AM
Terry? Where did you go? Are you still searching for the Sarah Health Care Proposal? Surely she has some excellent ideas, right? ::D:
"MR. 'T', she's got an excellent idea, get elected to a political position & "WE" pay for all the expenses! ~~~~~~~~~~~ Does that explain the "New Healthcare Plan?"
Those
a [ask 'me' no questions, 'i'll tell you
no lies] get everything payed {{ for by "US"; salary, retirement, and MHC!
OK, so SHE gets elected and WE pay for HER! Excellent plan. That woman must be some sort of genius or something.
I just threw up in my mouth a little bit. :-X
"" WHOO!" "U" got a problem?
" SEXEY ! "
Whoo, this 'may not' do anything for "U": {BUTT}, it certainly does fro me!!!
(http://i.fanpix.net/images/orig/z/q/zqxy53x92c5w5cx.jpg)
Look @ those lips, that sexy glare in her eyes that can see past the foreplay, the hair drapping over her shoulders, & that " I wanta be had attitude!"
It makes 'me' droll outa both corners of my mouth!
Enough said!
::O:
"T" take some of that jewelry off it's weighting "U" down!
Well, that was unpleasant.
She's an idiot. She's not smart enough to do much of anything except pose for the camera. Seriously, the fact that she represents women in politics is offensive to women everywhere.
Of course, I'm just stating the obvious.
She doesn't have a plan. That would require a thought process.
Terry...you're just slobbering at the altar of the GOP and pretending it's conversation. Most of us on here have already had a righteous dose of a Republican groupie with the last incarnation of HM. Hillary jokes are already ancient history along with all those nasty comments made about Chelsea by the righties! You KNOW what the comment about Michelle Obama was and that's just more sophmoric humor for a crowd of A-holes calling others A-holes! Grow up!
You don't know ANY of your favorite people so you're not really stating fact as much as blind praise. If we get someone in 2012 that actually cares for the "little" people of the US and cares more for national security than some corporations bottom line, I'll have that person's name tattooed on my forehead!
Quote from: Terry on September 24, 2010, 03:12:38 PM
"" WHOO!" "U" got a problem?
Nope, do you? Stupidity has always been a real turn-off in my book, as has been dishonesty, divisiveness, double standards, hypocritical thinking, etc. As Palin is putting herself out there as a potential leader of this country, looks have little to do with the job. Having a head with a brain that actually functions (and in reference to your "sexey" picture of Palin) instead of being a wind tunnel is important. ::)
Quote from: hammondjam on September 24, 2010, 06:50:00 PM
Terry...you're just slobbering at the altar of the GOP and pretending it's conversation.
Nah, I'm thinking maybe a teabagger, Jam. Remember how I emailed you and told you about all the teabagger "jokes" my godfather has been sending me, which promptly go into the recycle bin without any fanfare? This is more in line with that tripe. I'm waiting now for Terry to go ahead and post the one about the comparisons in butt sizes... ::)
Sarah Palin is a moron. I could no longer consider John McCain when he picked her. I think he did it on purpose because he changed his mind but didn't want to say so. He chose a person who would be sure to lose so he didn't have to quit.
Have I mentioned Sarah Palin is a moron? Now we are stuck with her running around blathering nonsense. Thanks, McCain.
Can you imagine sitting with her at Bills? :o
you betcha I could :'( :'( :'(
A loud mouth with an attitude and little else sums up my feelings for Sister Sarah.
You don't know ANY of your favorite people ... HEY! Hamjam *** What's that mean?
Don't take much to get 'USE' guys excited, Does it!
Quote from: Mr T on September 25, 2010, 08:44:33 AM
Sarah Palin is a moron. Can you imagine sitting with her at Bills? :o
Oh, not really, but I could imagine getting her drunk and making a bet or two with her... ;) ;D ;D We'd have plenty of beer money after that, ha ha!
Quote from: Terry on September 25, 2010, 08:36:19 PM
You don't know ANY of your favorite people ... HEY! Hamjam *** What's that mean?
Don't take much to get 'USE' guys excited, Does it!
It means...do you know Palin or O'Donnell personally? Can you say without hesitation that what they publically say is the truth and not just some finely crafted message to the peeps by some partisan speech writer? Nobody knows what these "Lords and Ladies" are gonna do except for a small group of family and employees.
I don't believe that Sarah wants to work FOR the people. I believe she wants control. Control of something that will quickly overwhelm her. But...since we don't get together on bridge night, I could be wrong.
Hamjam , don't get "U"r under wear in a 'jam' - 'i' think the same as the rest of "U" guys, but it was fun to play with "U" alittle! OK?
Nobody knows , this is 'true', common sense & good judgement is all "WE" got going for " US "! .
Without dis-clothing er disclosing too much, it would be impossible for me to be in that condition. ::O:
We've been on several discussion forums in the recent past. In every one, there's always a few posters that just want to stir things up for their own fun instead of really discussing. This is what it looked like to me when I read some of your more recent posts. I can take a joke though. Claws are back in. OK! ::;:
Common sense and good judgement seem to be in short supply in Washington these days. That's why we wanted Kucinich instead of Obama OR McCain. His ideas were fiscally sound. Some were a bit socially and politically liberal(legalize pot and end the war) but even the most staunch modern day conservative can't hold a candle to the Puritans when it comes to "Just Say No To Everything". Progress requires intelligent change.
stir things up for their own fun instead of really discussing
"What about the posters that like to do both, it sure got the ball rolling on a couple topics!" :rolleyes: ::D:
www.idiomsbykids.com/taylor/mrtaylor/class200...
((( nevermind! ))) , it got jurked!
I'm sorry, Nanners. ::(:
There is a giant picture of Sharon "get the government out of health care except the stuff enjoyed by my husband and me" Angle on the Huff-post thing today. Those teeth are white! Someone enjoys regular trips to the dentist!
Sharon Angle is an idiot of the first degree. I didn't think it was possible, but she is worse than Palin.
Ah, the long-anticipated squeeze by the insurance companies begin... :mad:
http://www.msnbc.msn.com/id/39548132/ns/health-the_new_york_times
Is anyone surprised? I say screw 'em - what is wrong with the mindset of our "leaders" that they are willing to continually bow down to companies? Let some of the bastards go out of business, call their bluffs, strategize and come up with counters to every one of their backdoor little plans to shirk the responsibility of holding up to their end of the business; i.e., that as insurers, they know in addition to raking in all kinds of money on premiums from people who won't utilize their policies, they will also have to pay out money here and there on those people who do. This is the United States of America and "capitalism" has been one-sided long enough - it is a two-way street, dammit! :mad:
oooo0000OOOOU!!!/color] - - - 'i' think "we' hit nerve!!
Hit what nerve? And who is "we?"
nerve hit ... Ah, the long-anticipated squeeze by the insurance companies begin...
"we" ... me & in my pocket ( a pet mouse ) "AU!" & "U"! Hit what nerve? And who is "we?"
People are griping about Obamacare( and I've got some problems with it too) but what are the Tea Party folks and the GOP doing about the high cost of BUYING insurance? Obama and the rest of the GOP(I didn't mistakingly post this) don't like Medicaid/Medicare, why are they sucking up to the insurance companies? Is this Investment Bankers Part II? :mad:
If I hear of another CEO getting a huge bonus for failing, I'm gonna buy me an automatic rubber band gun and go to Washington! ::O: :rolleyes: :P 8)
Would promise to undo health care get you to vote for a Republican?
Much like the Democrats themselves, President Obama's signature issue of health care reform might get quite a beating in the midterm elections.
For starters, three states will vote on proposed constitutional amendments that would let them opt out of key provisions in the health care law.
Arizona, Colorado and Oklahoma are all hoping to follow the lead of Missouri - which has already passed a similar initiative with a whopping 71 percent of the vote.
The idea of these measures is to ban the federal government from forcing people to buy health insurance.
Supporters say it's unconstitutional. Whether it is or not, there is a lot of opposition to this law which was cobbled together out of public view, contains no public option, and so far hasn't done a single thing to bring down health care costs.
A lot of Republicans are latching on to the discontent over this issue; pledging to repeal the health care law if they win control of Congress.
Democrats who voted against the bill are also making sure their constituents know it, and a lot of those who voted for the bill are keeping quiet.
It's unlikely Republicans will be able to repeal the measure while President Obama is still in office. And it's unclear if moderate Republicans and Independents will support efforts to undo the law.
A recent national poll shows 47 percent of those surveyed want Congress to repeal and replace the health care law; and fewer than one in five think the law will personally help them or their families.
In regards to the people that believe forcing people to buy health insurance is unconstitutional, what about Americans that are forced to buy car insurance, FICA and other mandatory payroll taxes?
Quote from: Sir Jeffrey on October 10, 2010, 08:14:45 PM
what about Americans that are forced to buy car insurance, FICA and other mandatory payroll taxes?
Don't get me started on taxes. You don't have to buy car insurance if you don't own a car OR if you self insure. There are lots of people who don't need insurance, me for one, who will be forced to pay the fine the first year then decide if I waste money on insurance or continue to pay the fine.
ok, just think of mandatory health insurance as taxes so you can sleep better at night, lol
gee, terry - no source? That's not *quite* "UR" posting "style"
Insurance companies don't build those giant skyscrapers with fairy dust. Insurance companies are corporations. Corporations have been controlling Washington for quite some time. I'm surprised that we aren't forced to buy life insurance or earthquake insurance or meteor insurance or illegal alien insurance, etc.
Would I vote Republican if they promise to get rid of Obamacare? Not yet, I won't! The GOP is in bed with corporations too. Obama?.....he's just another bedbug.
I don't see how anyone can call the health care plan a failure when it hasn't even been fully implemented! Second, in this instant gratification country we live in, potential long-term savings is just a blip on the screen of a forgetful mind.
I deplore the fact there was no public option, but even so - and I will maintain - ANY change was better than what we have lived with for so long. I have yet to see a Republican come up with an alternative that doesn't eventually route consumers right back to what we have been living with already. Not much. Healthcare being literally outpriced to everyone but the wealthy.
Ah, but when we little people are all lying on our sickbeds and/or deathbeds and the wealthy don't have any one to do their work for them, will they offer healthcare then? ::) >:(
I'm wondering why Terry think that Nanners can't get care because of Obama?
Did he take away her previous excellent care?
I agree Whoo it is years to early to say whether or not the healthcare plan will work or not.
Quote from: flybananas on October 11, 2010, 12:12:04 AM
gee, terry - no source? That's not *quite* "UR" posting "style"
OOopS! CNN ... Cafferty file
SORRY!
HamJam says:
Insurance companies don't build those giant skyscrapers with fairy dust. Insurance companies are corporations. Corporations have been controlling Washington for quite some time. I'm surprised that we aren't forced to buy life insurance or earthquake insurance or meteor insurance or illegal alien insurance, etc.
Obama?.....he's just another bedbug.
& his bit { out of my pocket } is taking its toll!
toll - def: taxes & charges "WE" shouldn't be strapped with!!!
It reminds me of when God first created 'humans' she "Pelosi" gave Obama a bite of the apple! ::O: :confused: ::D: ::D: ::D:
Quote from: Whoo on October 11, 2010, 07:44:36 AM
I don't see how anyone can call the health care plan a failure when it hasn't even been fully implemented! Second, in this instant gratification country we live in, potential long-term savings is just a blip on the screen of a forgetful mind.
I deplore the fact there was no public option, but even so - and I will maintain - ANY change was better than what we have lived with for so long. I have yet to see a Republican come up with an alternative that doesn't eventually route consumers right back to what we have been living with already. Not much. Healthcare being literally outpriced to everyone but the wealthy.
Ah, but when we little people are all lying on our sickbeds and/or deathbeds and the wealthy don't have any one to do their work for them, will they offer healthcare then? ::) >:(
Indeed! :8):
ANY change was better than what we have lived with for so long.
We'll soon find out come Dec. 31st :o :-\ ::O: :confused: .... :mad: !